How It Works

Advanced Authentication​

A new approach to unify account verification for a frictionless user experience

You can experience instant verify bank account credentials such as account numbers, account ownership, account type, real-time balances.
The User Experience is simple, efficient and frictionless.
A user simply submits identifier (phone number or email), GrailPay OAuth validates that user and checks whether they’re in our network. If yes, the transaction proceeds. If no, GrailPay builds a new profile for that user in real time.