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Secure, faster payments and Guaranteed ACH

Paired with GrailPay’s advanced risk tools, our customizable ACH processing platform unlocks faster settlement and Guaranteed ACH, fully embedded in your existing customer experience.

We believe in partnership, so funds can flow faster. Unlike legacy one-size-fits-all solutions, we collaborate closely with fintechs, payment processors, financial institutions, and ISVs on a tailored solution. Robust setup guides and white-glove support make it easy to embed our tools for faster, safer payments.

Get your customers settled faster

Slow ACH settlement times incur constraints on working capital and introduces unnecessary customer friction.  With GrailPay, you’ll securely onboard new users instantly to the fastest ACH possible and send tailored payouts to any eligible recipient.

Secured ACH, compliant by default

GrailPay brings industry leading expertise to the obligations of ACH payment compliance, with
real-time KYB/KYC checks, sanctions screening, and BSA/AML audit trails.

Our Risk and Compliance teams are available for white-glove concierge consultation, leveling up your best practices.

Have your own underwriting policies in place? Bring your own KYB. We review and accept, to avoid duplicative work, saving time and money.

Lower risk across all ACH
payments, no matter the speed

GrailPay’s risk tools provide the security you need to speed up ACH and offer instant payments across multiple rails. Our system allows for transaction level customization of settlement speeds and fully flexible flows of funds, so that everyone gets their money exactly when they need it.

Monetize faster, Guaranteed ACH payments

Processing ACH with GrailPay de-risks faster settlement, so that you’re worried about what to do with the money you earn on payments, not whether your customers will get theirs.

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Billing

Get paid and make your business payments with ACH debits and credits at tailored speeds.
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Transactions

Increase customer’s conversion with embedded ACH available for one-off transactions.
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Disbursements

Delight customers with merchant-level payment schedules and risk and compliance rulesets.