What if bank payments were safe, fast, and efficient?
Offer the safest and most efficient authorization network for bank payments
GrailPay exists to make moving money from bank account to bank account better; safer, faster, and more efficient.
We’re building data-intensive, highly technical risk & data tools and payment processing capacity so that you don’t have to.
Because we trust that solving for risk in bank payments means you’ll handle the rest, getting funds to flow faster.

Fighting the billions of waste
and fraud in ACH
payments annually
With tens of trillions of dollars across tens of billions of payments from millions of ACH network participants, there’s a lot on the line for this sector to be done right.
That’s why we’re working with some of the preeminent names in ACH processing and bank payment risk and fraud reduction, modernizing the space with AI native and machine-learning enhanced tools.
If our mission and the problems we’re solving resonate with you, get in touch.
We value high agency.
We look for low ego team members who want to do great work.
We value pursuit of the truth.
GrailPay puts a premium on knowledge, clarity, and alignment to what is most right.
We value a hobbyist mentality.
Curiosity is in our DNA, and we celebrate those who tinker, chipping away at hard problems.
We value methodical velocity.
GrailPay works at a fast pace, shipping for customers in days and weeks.
We value ambition.
GrailPay is for people who want to make it big.