Open banking & real-time data for faster, safer ACH
Simple SDK setup, onboarding new customers in record time
Access reliable financial data compliantly with open banking, without friction for customers, with a fully customizable, embedded experience.

Setup Bank Link

Customer Links Accounts

Transact ACH & Manage Risk
What you can do with Bank Link
GrailPay delivers real-time account validation on linked accounts, as well account owner identity, balance, and transaction checks to deliver a customer-centric bank payment experience.
Fetch the owner account owner’s
information institution to verify identity.
Review a linked account’s balance to determine its ability to transact.
Review transaction activity to assess behavioral characteristics of an account.
Fetch the owner account owner’s information institution to verify identity.
Review a linked account’s balance to determine its ability to transact.
Review transaction activity to assess behavioral characteristics of an account.